Typical 3DS SCA flows require customers to interact with their bank during checkout.
Merchants don’t have end-to-end control over the buying experience
Up to 20% of all 3DS purchases are not completed
Billions of revenue lost
Merchants could use a single, frictionless authentication method for both login and payment SCA?
“Apple Pay”-like UX on mobile and desktop
100% merchant controlled
PSD2-compliant & fraud-safe
Delegated Authentication with WebAuthn allows the merchant to carry out Strong Customer Authentication on their website or mobile app. FIDO2-powered WebAuthn is the SCA method of choice in the Delegated Authentication programmes of the EMVCo card schemes.
No need to authenticate the user twice
Consistent shopping experience
Increases customer loyalty by removing auth friction and making accounts more accessible
Signed-in users tend to have higher order values
Join Mastercard & VISA Authentication Express Programmes
Implement FIDO authentication
Work with PSP / Aquirer on 3DS 2.2 integration
Test against Mastercard & VISA sandboxes
Ship it to customers
Create the best payment experience possible
Improve sales conversions and revenue
Keep full control of checkout experience
Avoid cart abandonment
Scalable and easy to deploy
Full compliance with PSD2